Privacy Policy

At Stetco Digital Automations, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out contact forms or request information
• Subscribe to our newsletter or blog updates
• Use our Bill Splitter tool or other free tools
• Communicate with us via email or other channels

This information may include your name, email address, phone number, and any other details you choose to provide.

1.2 Usage Data

We automatically collect certain information when you visit our website, including:

• IP address and browser type
• Pages visited and time spent on each page
• Referring website or source
• Device information (operating system, screen resolution, etc.)

1.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can manage cookie preferences through your browser settings. For more details, see our Cookie Policy.

1.4 Analytics and Advertising Technologies

We use third-party analytics and advertising tools to better understand how users interact with our website and to deliver relevant advertisements:

Google Analytics (Google Tag Manager)

We use Google Analytics through Google Tag Manager (gtag.js) to collect and analyze information about website usage. Google Analytics uses cookies and similar technologies to collect data such as:

• Pages you visit and how long you stay on each page
• How you arrived at our website (e.g., search engine, direct link, referral)
• Your geographic location (country, city)
• Device type, browser, operating system, and screen resolution
• User interactions and navigation patterns

Google Analytics collects your IP address, but we have configured it to anonymize IP addresses where possible. The data collected by Google Analytics is transmitted to and stored by Google on servers which may be located worldwide.

For more information about Google's privacy practices, please visit Google Privacy Policy. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Meta Pixel (Facebook Pixel)

We use Meta Pixel (formerly Facebook Pixel), a tracking code provided by Meta Platforms, Inc. (Facebook). The Meta Pixel allows us to:

• Measure the effectiveness of our advertising campaigns
• Understand the actions people take on our website
• Build targeted audiences for future advertisements
• Remarket to people who have already taken some kind of action on our website
• Track conversions and optimize ad delivery

Meta Pixel collects data such as:

• Pages visited and buttons clicked on our website
• Device information (IP address, browser, operating system)
• Time and date of your visit
• Facebook user ID (if you are logged into Facebook)
• Actions taken on our website (form submissions, page views, custom events)

This data is transmitted to Meta's servers and may be stored and processed in the United States or other countries. Meta matches this data with your Facebook profile (if you have one and are logged in) to show you personalized advertisements.

For more information about how Meta collects and uses data, please review Meta's Privacy Policy and Meta's Cookie Policy. You can manage your Facebook ad preferences at Facebook Ad Preferences.

Microsoft Clarity

We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services.

Microsoft Clarity uses cookies and other tracking technologies to collect information about your website usage, including:

• Session recordings: Visual recordings of your mouse movements, clicks, scroll behavior, and page interactions
• Heatmaps: Aggregated data showing where users click, move, and scroll on pages
• Behavioral metrics: Information about how you navigate through our website, including time on page, rage clicks, and dead clicks
• Technical data: Device type, browser, operating system, screen resolution, and viewport size
• Performance data: Page load times, JavaScript errors, and other technical performance metrics
• Referral information: The source that brought you to our website

Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising.

Important: Microsoft Clarity may capture sensitive information such as text entered in forms (excluding password fields, which are automatically masked). Session recordings are anonymized and do not contain personally identifiable information unless you explicitly enter it on our website.

The data collected by Microsoft Clarity is transmitted to and stored by Microsoft on servers which may be located worldwide. Microsoft uses this data in accordance with their privacy practices.

For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement. You can opt out of Microsoft Clarity by managing your cookie preferences through our cookie banner or your browser settings.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and improve our services: Including delivering personalized content and responding to your inquiries
• To communicate with you: Sending newsletters, updates, promotional materials, and service-related notifications
• To analyze and optimize: Understanding how users interact with our website to improve functionality and user experience
• To comply with legal obligations: Meeting regulatory requirements and protecting our legal rights

3. How We Share Your Information

We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our website and delivering our services (e.g., email marketing platforms, analytics providers)
• Analytics and Advertising Partners: We share data with Google Analytics, Meta Pixel, and Microsoft Clarity for analytics and advertising purposes as described in Section 1.4. These partners operate under their own privacy policies and may use the data for their own purposes.
• Legal Requirements: When required by law or to protect our rights, property, or safety
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity

Important: By using our website, data about your visit may be transmitted to Google LLC, Meta Platforms, Inc., and Microsoft Corporation. These companies are based in the United States and may process your data outside the European Economic Area (EEA). These companies participate in recognized data protection frameworks to ensure adequate protection of your data.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request corrections to inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to legal obligations
• Opt-Out: Unsubscribe from marketing communications at any time
• Data Portability: Request a copy of your data in a structured, machine-readable format
• Object to Processing: Object to the processing of your personal data for direct marketing or other purposes

5.1 Opt-Out of Tracking and Advertising

You have several options to control tracking and targeted advertising:

• Google Analytics: Install the Google Analytics Opt-out Browser Add-on
• Meta Pixel: Adjust your Facebook Ad Preferences or use browser privacy settings to block third-party cookies
• Microsoft Clarity: Use our cookie banner to disable analytics cookies, or configure your browser settings to block Clarity tracking. Note that opting out will prevent us from improving your experience based on behavioral data
• Browser Settings: Configure your browser to block or delete cookies (see our Cookie Policy for instructions)
• Do Not Track: Enable "Do Not Track" signals in your browser, though not all services honor these signals

To exercise any of these rights, please contact us using the information below.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

7. Children's Privacy

Our services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

8. International Data Transfers

Your information may be transferred to and processed in countries outside your country of residence. We ensure that appropriate safeguards are in place to protect your information in accordance with applicable data protection laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on this page with a revised "Last Updated" date.